All eligible expenses
Wearables

Is Heart Rate Monitor FSA/HSA eligible?

📋Eligible with a Letter of Medical Necessity

Dedicated heart rate monitors (Polar chest straps, etc.) are FSA/HSA-eligible with an LMN.

Typical cost:$30–$200

The full picture

Dedicated heart rate monitors — chest straps and arm bands — are reimbursable with a Letter of Medical Necessity. Particularly strong eligibility for cardiac rehabilitation, hypertension management, and any exercise prescription requiring heart rate zones.

Conditions that qualify this expense

If you've been diagnosed with any of these, your physician may consider documenting heart rate monitor as medically necessary:

Ready to get reimbursed?

You'll need a Letter of Medical Necessity from your doctor. We make that easy — 5-minute intake, packet delivered in under 1 hour, your own physician signs.

Start your packet

Final approval is up to your administrator. Eligibility on this page is based on IRS Publication 502 and common administrator practice. Reimbursement is not guaranteed — your specific FSA/HSA administrator decides whether to approve any individual claim. DoctorNoted prepares documentation; the approval decision is theirs.