Trainer program — free to join

Make your services FSA/HSA-friendly in one click.

Help your clients access pre-tax dollars for your training, programs, and gym memberships. Higher conversions, better retention, zero compliance burden — and you earn a referral fee on every client who completes their packet.

Why this matters for you

Your clients have HSA/FSA dollars they're not using on you.

~70 million Americans have FSA or HSA accounts. Most don't know their gym membership and personal training can be reimbursed. When you offer the path, you become the easiest "yes" of their week.

$130B+
Sitting in HSA accounts nationwide
$1,500–$3,000
Typical annual reimbursement per client
$10–$25
Per-client referral fee paid to you
How it works

You share. They convert. You get paid.

1

Get your branded link

Sign up, get a unique referral URL and QR code you can share with clients on intake forms, in your studio, or via text/email.

2

Your clients complete intake

They fill out a 5-minute health intake. We prepare the documentation packet for their own primary care physician.

3

You earn $10–$25 per packet

Every client who completes a paid documentation packet earns you a referral fee. Pays out monthly via Stripe or PayPal.

The trainer toolkit

Everything you need. Nothing you don't.

Branded referral link & QR code

Custom URL with your name. Print a QR code for your studio, paste your link in client intake forms, share via text. Tracking is automatic.

FSA/HSA-compliant receipt templates

Pre-formatted receipt templates that meet IRS Pub. 502 requirements. Use our free Receipt Generator at /tools/receipt-generator with every client.

"How to talk to your doctor" scripts

Coach your clients with proven language for asking their PCP about exercise documentation. Removes their #1 anxiety about the process.

Client conversion dashboard

See in real-time which clients clicked, started intake, and completed packets. Track your earnings month-over-month.

Compliance & language guardrails

Pre-vetted copy for your website, social, and email about FSA/HSA — so you can market it without saying anything legally fuzzy.

Optional studio dashboard

$49/mo upgrade for gym/studio owners managing multiple trainers. Aggregate reporting, white-label client portal, bulk client management.

Who this is for

Built for the trainers and studios already doing the work.

💪
Personal trainers

Independent trainers serving clients with chronic conditions

🏋️
Gym & studio owners

Boutique gyms, CrossFit boxes, Pilates studios, yoga studios

🩺
Corrective specialists

Postural, postpartum, post-rehab, pelvic floor specialists

❤️
Cardiac & condition coaches

Cardiac rehab, diabetes coaching, weight loss specialists

Earnings

Free to join. Two ways to earn.

Referral program (default)

$10–$25 per client

Every client who completes a paid Letter of Medical Necessity packet through your link earns you a referral fee. Monthly payouts. No setup cost.

  • Branded referral link & QR code
  • Compliance toolkit & receipt templates
  • Client conversion dashboard
  • Free forever
For studio owners
Studio dashboard

$49/month

Multi-trainer management for gyms and studios. Aggregate reporting, white-label client portal, bulk onboarding, custom branding.

  • Everything in referral program
  • Multi-trainer aggregate dashboard
  • White-label client portal
  • Bulk client onboarding
  • Higher referral tier
FAQ

Common questions from trainers

Do I need any medical training to use this?+
No. You're not making medical decisions. You're sharing a tool that helps your clients work with their own physician. The compliance burden stays with the patient and their doctor.
Is it legal for me to recommend this to clients?+
Yes. You're providing information about a documented IRS-allowed reimbursement path. We provide pre-vetted language for how to discuss it without making medical claims.
Will I be on the hook if a client gets denied?+
No. Reimbursement is between the client and their HSA/FSA administrator. Your role ends at the referral. We handle denial appeals as part of our Premium tier.
How do I get paid?+
Monthly via Stripe Connect or PayPal. You'll see real-time tracking in your dashboard. Payouts process on the 1st of each month for the previous month's conversions.
What if my client cancels or doesn't complete the packet?+
Referral fees pay only on completed paid packets. If the client doesn't pay, you're not on the hook for anything.
Can I use this with a corporate wellness program?+
Yes. Many corporate wellness clients have HSA/FSA accounts. We work with corporate wellness providers — contact us at the studio dashboard tier for specifics.
Trainer program — free to join

Apply to the trainer program.

Free to join. Founders' tier referral rates and white-glove onboarding while we're still small. Takes 2 minutes.

About you

Basic contact info so we can get your toolkit to you.

About your business

Helps us tailor your toolkit and referral materials.

Anything else?

Optional — helps us prioritize early access.

Free to join · We'll respond within 1–2 business days · No upfront cost or commitment