Is Stationary Bike / Exercise Bike FSA/HSA eligible?
Stationary bikes (including Peloton) are FSA/HSA-eligible with an LMN. Recumbent bikes especially strong for back/joint conditions.
The full picture
Stationary bikes — upright, spin, and recumbent — are FSA/HSA-eligible with a Letter of Medical Necessity. Peloton bikes specifically are commonly approved when justified by the LMN.
Recumbent bikes are particularly strong for chronic back pain, knee osteoarthritis, and post-surgical rehabilitation because of reduced spinal compression.
The Peloton App subscription is sometimes also reimbursable as a 'structured exercise program' for documented conditions.
Conditions that qualify this expense
If you've been diagnosed with any of these, your physician may consider documenting stationary bike / exercise bike as medically necessary:
Ready to get reimbursed?
You'll need a Letter of Medical Necessity from your doctor. We make that easy — 5-minute intake, packet delivered in under 1 hour, your own physician signs.
Start your packetFinal approval is up to your administrator. Eligibility on this page is based on IRS Publication 502 and common administrator practice. Reimbursement is not guaranteed — your specific FSA/HSA administrator decides whether to approve any individual claim. DoctorNoted prepares documentation; the approval decision is theirs.